Appraisal services for Franklin and Williamson County homeowners
The top 7 reasons why TN homeowners order from Clarity Appraisal Management:
Do you own a home in or near Franklin? Do you need help determining the value of your real estate?
We at Clarity Appraisal Management understand the special needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a regular consumer that most likely doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Clarity Appraisal Management will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Clarity Appraisal Management is experts in helping clients just like you dismiss unwanted and unneeded PMI insurance. Challenging property tax assessmentsLets say you live in a region that's going down -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Clarity Appraisal Management is your best weapon when challenging your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be troublesome from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Clarity Appraisal Management can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you would prefer to have an expert double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Clarity Appraisal Management offers field reviews where we go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property. |